Due to a system issue, customers may experience debit card declines due to incorrect debit card balances.  Correct balances are displayed on our mobile and web applications, and cash withdrawals can be made in branch. This issue will be resolved by Tuesday, 4/23, and 1 am CDT.

Kevin McManus


Buying a home is one of the most important personal and financial decisions you will make in your lifetime. I can help homeownership become a reality through careful planning and budgeting, realistic goal setting, and a clear understanding of the costs and trade-offs involved.

Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, the home buying process can seem like a very involved and complicated process. This is where I come along - to help demystify the home buying process, guiding you step-by-step, answering ALL of your questions along the way, ensuring that your experience is pleasant and successful, while at the same time keeping your stress level and payments as low as possible.

At First National Bank, we are large enough to offer a wide range of loan programs, yet small enough to care about YOU, your comfort, and your situation. As a seasoned Mortgage Loan Officer, I can provide you with the experience and expertise you want and deserve.


I have been in the mortgage industry since 2002.

Interesting Fact:

My dad was the head basketball coach at Creighton University from 1959-1969. So I am obviously a huge CU basketball fan!


I enjoy spending time with my wife and our son and daughter. I also enjoy home improvement projects, listening to music and snow skiing.

We'll Guide You Home

Lock & Shop Rate Security

Stay safe from higher rates and lock your rate in for 60 or 90 days.1

Mortgage Options

Down Payment Options as Low as 3-5%.

Competitive Rates

Competitive mortgage rates help save you money over the life of your loan.

Dedicated Loan Officer

Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.

Contact Us


Important Information

1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.


The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.