Michele Stagemeyer

Why am I a Mortgage Lender?

I am privileged to help make the dream of homeownership come true for families every day. I assist people on their journey of finding and making a home that is truly THEIRS. From first time homebuyers, to refinancing, to downsizing once the kids head off to college, I love seeing my clients find a space in which they will make memories for years to come; knowing they’ve made sound financial decisions. I am there every step of the way, because I understand this process can be overwhelming. I want to make sure my clients are confident with the choices they make, because everyone should be comfortable at home. Personally, I’ve found people don’t care how much you know, until they know how much you care.

My Experience

I have worked in the mortgage industry for more than 25 years. I’ve been a part of many companies and am pleased to be a part of the First National Bank of Omaha team. I have extensive knowledge of credit, mortgage products, as well as the real estate business.

Interesting to Know

In my spare time, I enjoy visiting my daughter in college and watching my grandchildren. I’m a devoted participant in morning Pilates and kickboxing classes. If I am not at a Husker game on the weekends, you’ll most likely find me on the couch with a book or watching a documentary.

We'll Guide You Home

Lock & Shop Rate Security

Stay safe from higher rates and lock your rate in for 60 or 90 days.1

Mortgage Options

Down Payment Options as Low as 3-5%.

Competitive Rates

Competitive mortgage rates help save you money over the life of your loan.

Dedicated Loan Officer

Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.

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Important Information

1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.


The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.