Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Tim Thilges
Tim Thilges
Why am I a Mortgage Lender:
I enjoy collaborating with individuals and families to help put a financial plan together for their American Dream—the pride of homeownership. I am committed to using my expertise to deliver a seamless, stress-free borrowing experience while providing the options best suited for my customers’ personal goals. It is a priceless reward to see the smiles and excitement of a new homeowner on closing day, ready to make their new house a home.
My Experience:
I have more than 25 years’ experience in residential lending. I have held positions as a loan originator as well as in sales and operations management. My goal is to use my experience and background to keep all partners in the loan process—customer, realtor, builder, and title company—well-informed and prepared for closing day. “That was easy,” is the best compliment that me and my outstanding operations team can receive.
Interesting to know:
My family and I moved to Omaha in 2010 after living in Chicago for 12 years. My career has led me to multiple Midwest cities where I have been blessed to have worked with many great people who have become lifelong friends. My wife and I have a daughter and son who are both in high school. I enjoy spending time with my family and friends and keep busy with the kids’ many activities.
We'll Guide You Home
Lock & Shop Rate Security
Mortgage Options
Down Payment Options as Low as 3-5%.
Competitive Rates
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
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Important Information
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.