Premier Checking
High average balance? Let it earn more.
Premier Checking
Apply NowWith an average daily balance of $15,000 or more, start earning interest on your money. If the combined balance between your checking, savings, money market, CD and/or IRA accounts is $15,000 or more, consider upgrading to this account to get the benefit of a higher interest rate.Account Summary
- Earn interest on your account
- Premium rates on Savings, Money Market, CD and IRA accounts
- No Monthly Service Fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts
- $15 Monthly Service Fee for average daily balances less than $15,000 in your Checking and/or related deposit accounts
- Free Bank Logo Checks
Additional Features
Overdraft Options
It's important to be prepared, even when unexpected expenses arise.
Debit Cards
Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.
Apple PayTM
Make payments with your Apple device at hundreds of stores.
Visa SRC
Shop faster online with pre-entered card and address information with Visa Remote Commerce (Visa SRC).
Samsung Pay
Pay almost anywhere you can swipe or tap.
Online Banking
Manage and organize your finances 24/7.
Paperless Statements
Save time and reduce clutter by receiving statements via email.
Account Alerts
Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.
Automatic Payments
With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.
Feel good about your financial journey.
No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.
Important Information
Guide To Your Checking Account (PDF)
Guide To Your Checking Account (PDF)
*Rates may change after the account is opened. Fees may reduce earnings on the account.