Our branches will be closed on Wednesday, June 19 in observance of Juneteenth.

Michelle Smithberg

Michelle is a Private Client Advisor at FNBO Wealth Management. For over 20 years, she has specialized in meeting the needs of high net worth individuals, families, professionals, executives and closely held business owners. Michelle's approach is to form long-term relationships working individually with clients to structure a plan to achieve their financial goals. In every aspect of the relationship, Michelle’s clients benefit from a level of professional service and attention that enables them to navigate the life cycle of wealth accumulation, preservation and transfer.


Michelle earned her Bachelor of Science in Business Administration in Finance and Management from the College of St. Mary. She is a Certified Wealth Strategist Designation CWS ® through Cannon Financial Institute and a member of the Leadership Omaha Class 38.


Michelle was raised in a small rural community where it was essential to build relationships, care for others, work hard and give back to ensure the community continued to thrive and prosper. Those values, instilled at a young age, drive her desire and dedication for building long-term client relationships by listening, building trust and being responsive to their needs.

She dedicates much of her time engaged in community organizations including Children’s Hospital Friends Board, Omaha Symphony Guild and the Debutant Ball Committee, and the Rose Theater Board of Directors. She is also an active member with the Greater Omaha Chamber of Commerce, ICAN and the Cannon Financial Institute.

When not helping clients or volunteering, Michelle can be found enjoying time with her family and friends, exercising, watching sports and reading a good book when time allows.

"I am dedicated to building long-term relationships with my clients by listening, building trust and being responsive to their needs."

“FNBO Wealth” is a brand name that refers to First National Bank of Omaha (“FNBO”) and certain of its affiliates and subsidiaries that provide or make available trust, investment, securities brokerage, investment advisory, banking, and related services.

Trust and related services are provided by FNBO, a national bank with trust powers.

Certain trust and related services are also provided by FNN Trust Company, a South Dakota state-chartered trust company and wholly-owned subsidiary of FNBO.  FNN Trust Company does not offer depository, lending, or other banking products, and is not FDIC insured.

“First Investments & Planning” refers to a division of FNBO that makes available third-party brokerage and investment advisory products and related services on bank premises.  Brokerage services are offered through Raymond James Financial Services, Inc. (“RJFS”), a registered broker-dealer.  Member FINRA/SIPC.  Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. (“RJFSA”), a registered investment adviser.  Insurance products are offered through RJFS, Raymond James Insurance Group, Inc. (“RJIG”), and their affiliates.  Registered representatives of RJFS and investment adviser representatives of RJFSA offer products and services using the name First Investments & Planning and may also be employees of FNBO.  These products and services are being offered through RJFS, RJFSA, RJIG, or their affiliates, which are separate entities from, and not affiliated with, FNBO or any of its subsidiaries or affiliates.  FNBO is not registered as a broker-dealer or investment adviser.

Certain investment advisory services are provided by First National Advisers, LLC (“FNA”), with certain services provided through FNA doing business as Private Wealth Reserve, an SEC-registered investment adviser and wholly-owned subsidiary of FNBO.  FNBO is not a registered investment adviser.

Deposit products, such as checking, savings, and money market accounts, and lending, credit, and related products are offered by FNBO.  Member FDIC.  Equal Housing Lender.

Only deposit products are FDIC insured.


FNBO, its affiliates, and subsidiaries do not provide legal or tax advice.