Agricultural Banking
Showing up with boots on is how we do business.
Lines of Credit
Operating Lines of Credit
We know that sometimes your capital doesn’t line up with your need to move business forward. With our convenient line of credit options, we put the purchasing power in your hands with easy to access funds to maximize working capital and the profitability of your operation. Some common uses of an Operating Line of Credit may include:
- Funding seasonal build-up fluctuations in inventory
- Assisting in the timing differences of collecting your receivables
- Taking advantage of vendor discounts
- Meeting unexpected cash needs
- Livestock Purchasing
- Grain or Seed Purchasing
Feeder Finance Lines of Credit
A Feeder Finance Line of Credit provides an avenue for commercial feedlots to attract customers and act as a financing intermediary. As the feedlot, you execute a note, security agreement and financing statement with your customer. In turn, the bank takes assignment of the documents between you and your customer and provides you with the funds necessary to complete the transaction.
Term Loans
Machinery & Equipment
Your industry is fueled by state of the art livestock and crop production equipment, grain processing machinery and the latest technology innovation that will help you better manage and grow your business. With a personalized lending approach, your Relationship Manager can help customize a solution that will allow you to gain the tools you need to operate more efficiently and meet your bottom line goals.
- New or used equipment and machinery
- Technology upgrades
- Tractors, tillage and planting equipment
- Cattle and feed yard needs
- Seed and grain processing equipment
Ag Real Estate and Facility Loans
Whether it’s an 80 acre plot of land to plant your first crop or a 50,000 acre spread to run 10,000 head of cattle, we can finance or refinance property, land improvements, buildings and facilities. Take advantage of business growth opportunities with a high level of service and lending terms personalized to meet your needs.
- Land purchase or refinance
- Operation expansions
- Facility purchase
- Land improvements
