Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Why am I a Mortgage Lender?
I’ve always had a passion for helping people. I discovered that the best way to use my talents was by assisting friends, family, and acquaintances finance their dream of homeownership. I enjoy being a trusted advisor when it comes to finding the best loan program and financing options. Each life phase may have unique home financing circumstances and navigating through them together is my goal.
I graduated from the University of Sioux Falls in 2003. While in college, I maintained a customer service position in the credit card industry and stayed there for more than six years. I then worked in the non-profit sector helping individuals manage their finances with the goal of home ownership through counseling. I was a HUD approved housing counselor for more than six years as well. I have been a mortgage loan officer since 2012 and have a wide range of experience and knowledge.
Interesting to know about me:
I’ve been married since 2003. My husband and I have one dog and two children—15 and 7 years old. In my spare time, I enjoy camping, boating, and relaxing at the lake. I also like to go to hot yoga as often as possible. I am a native of Sioux Falls and have lived there my entire life.
We'll Guide You Home
Lock & Shop Rate Security
Down Payment Options as Low as 3-5%.
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.