Brad Dombrosky

Why am I a Mortgage Lender?

I enjoy fact-finding and asking the right questions at the beginning of the process. I am here to ensure the best mortgage product is recommended based upon my clients’ situation, aspirations and goals. Whether it’s a first-time home buyer, or a family up- or down-sizing, I pride myself on the personal service and attention that I bring to every transaction. I also pride myself on my work ethic, exceptional communication skills, and the fact that I always answer my phone (or return calls promptly) days, nights and weekends to make sure my clients feel supported.  

A home will typically be the largest financial investment in someone’s lifetime. Naturally, that means that getting a mortgage can be emotional and stressful. In my more than 20 years of serving homebuyers, I feel that I have perfected the mortgage experience to eliminate unnecessary stress. I take great pride in serving others, and my goal is to make the process simple, provide an enjoyable experience so clients can focus on what’s really important…making their major purchase into a home they love.

I'm based in Omaha, Nebraska but work with clients looking to purchase/refinance real estate in 31 states: Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky¸ Maryland, Minnesota, Missouri, Montana, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania¸ South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming

To ensure the most seamless and positive experience for our mortgage customers, my loan officer assistant, Fe Hand, is also here to support the entire process. Passionate about delivering superior customer service; she goes above and beyond for our clients.

My Experience

I entered the mortgage business in 2002, and since then, I've held roles including loan officer, branch manager, vice president of sales and operations, as well as co-owner of a mortgage subsidiary for a state chartered bank. I returned to loan originating in 2010, when I discovered I missed working directly with clients. I have been a top producer for FNBO for 8+ years running. Most recently, I was awarded Top 20 Mortgage Originator by the State of Nebraska.

Interesting to Know

Originally from Florida, I graduated from the University of Florida with a Business degree. My wife and I met while working together at a mortgage company in Chicago, and we have been married for more than 15 years. We have four kiddos (three boys and one girl). Other than spending time with my family, I enjoy going to the gym before work to start my day right.  I coach my kids’ football teams and love watching Husker, Gators & Chicago Bears football games.

We'll Guide You Home

Lock & Shop Rate Security

Stay safe from higher rates and lock your rate in for 60 or 90 days.1

Mortgage Options

Down Payment Options as Low as 3-5%.

Competitive Rates

Competitive mortgage rates help save you money over the life of your loan.

Dedicated Loan Officer

Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.

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Important Information

1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.


The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.