Access Debit Account
No Overdraft fees. Ever.
Access Debit Account
Contact a BankerAn Access Debit account with no Overdraft fees. It's a good tool to teach thoughtful spending and financial responsibility.Account Summary
- Convenient access without checks – use your debit card or online banking to make purchases, pay bills, deposit checks and transfer money
- Spend only what's in your account – We will attempt to return or decline transactions when you don't have enough money in your account*
- Free debit card replacement
- No ATM fees from us (other bank and ATM operators' surcharges may apply)
- No minimum deposit to open or minimum balance requirement
Additional Features
Debit Cards
Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.
Apple PayTM
Make payments with your Apple device at hundreds of stores.
Visa SRC
Shop faster online with pre-entered card and address information with Visa Remote Commerce (Visa SRC).
Samsung Pay
Pay almost anywhere you can swipe or tap.
Online Banking
Manage and organize your finances 24/7.
Paperless Statements
Save time and reduce clutter by receiving statements via email.
Account Alerts
Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.
Automatic Payments
With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.
* There are certain pre-authorized debit card transactions that First National Bank is required to pay that may take your account negative. Any fees charged to your account may also result in a negative balance.