Building the home of your dreams? Start with us!

FNBO is your one-source solution for the construction and permanent loans required when you build a home. Stay focused on the dream—we’ll manage the mortgage details.

What do you get with a Construction Loan?

  • Expert advice before you start planning
  • Interest rate protection with extended lock option
  • As little as 10% down
  • Simplified process

Need more help? Find a Mortgage Loan Officer near you.

Easy Mortgage Calculator

Estimate your monthly mortgage payment with our mortgage calculator. Test different scenarios to see how much you need to borrow, approximate payments and how much home you can afford.