Steve Nowak

Steve is a Vice President of Commercial Banking. He enjoys the entrepreneurial spirit of FNBO and supporting his clients in the real estate, distribution, manufacturing, and healthcare industries with financing and Treasury Management/Deposit Services that make running or expanding their business possible.


Over the years, Steve has delivered a wide range of banking solutions to his clients, providing him with experience across a breadth of banking activities from asset-based lending and SBA 504/7a structured transactions to treasury/cash management solutions and investor real estate. Steve has a Bachelor of Science in Business Administration and an MBA in Finance from Aurora University.


In his free time, Steve enjoys making things. He is accomplished in carpentry and furniture making and not afraid to get his hands dirty gardening. Steve also previously volunteered for the Fox Valley Special Recreation Associations, helping residents with disabilities to experience active, healthy, and fulfilling lifestyles through a range of year-round recreational activities.