Gallagher Ring

Gallagher is a Relationship Manager and Director of Commercial Banking at FNBO, managing business interactions in a way that supports growth for his customers. He communicates deeply with each entity, whether big or small, to learn their goals and challenges before providing thoughtful and strategic loan structures to help support desired outcomes. Understanding that the organizations he meets are at different points in development, he also offers insights on how to improve cash flow and optimize working capital.


Gallagher spent his first 9 years in banking as a Commercial Underwriter, learning how to structure credit to meet individual client needs. He now utilizes that experience to support traditional commercial and industrial businesses in the Colorado Front Range. Gallagher graduated from the University Of Kansas with a bachelor’s degree in Finance.


Gallagher's love for the outdoors takes him to the slopes, where he can indulge in the thrill of skiing. He is also an avid golfer, trail runner and mountain biker, who seeks both solace and challenge amidst the beauty of nature. While Gallagher is active pursuing his hobbies, he also finds time to volunteer with Habitat for Humanity and Community Food Share.