Lincoln Bank Branch

Banking with Impact.

FNBO is the great big, small bank and for more than 165 years, we've been with you where you are. Our purpose is to improve the financial well-being of our customers and ensure the success of all the communities we call home. We firmly believe that for a community to be strong, every individual must also have the resources and opportunities to succeed.

When an individual is financially well, they can afford the things they want and need. They can also save for the future, create generational wealth and help support their local economies. Of equal importance, when an individual is financially well, they experience less financial stress and can focus on what matters most to them.

Every facet of our business is focused on financial wellbeing. Our purpose-led approach drives how we serve our customers to help them achieve their goals, how we provide our employees with an inclusive environment in which to excel, how we engage the businesses we purchase goods and services from, how we support nonprofit organizations in our communities and even how we work to sustain and improve the environment.

We're independent, family-owned and focused on the long view instead of the next quarter. It's been our recipe for success for more than 165 years. Since our inception, our holding company - First National of Nebraska - has grown to 5,000 employees with locations in eight states and over $30 billion in assets. We use this success to invest millions back into our communities, focusing on key areas of need, such as Affordable Housing & Neighborhood Stability, Entrepreneurship & Small Business Development, Education & Workforce Development and Environmental Sustainability.

FNBO's mission is grounded in building and maintaining long-term relationships by delivering a superior customer experience. We believe in and live by our mission and core values: Integrity in every interaction. Respect for our employees, customers and shareholders. Passion for all that we do.

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History to be proud of.

For more than 165 years, FNBO has maintained its commitment to help build strong communities.

We don’t claim to have been the primary builders of the communities we serve. Many people over many generations did that with their hard work, dedication and vision. But a local bank that understands and embraces the community’s vision can make a big difference, and we are firm in our commitment to these principles.

FNBO is proud of our history. We were founded in 1857 by two brothers – Herman and Augustus Kountze. Though our founders were engaged in the rough-and-tumble business of the pioneers, they created an innovative and forward-looking organization. We were among the first banks to issue credit cards – long before most other banks did – and we were the first U.S. company to use fuel cell technology as its primary power source. That’s how we approach the future, as well, and we hope you will take the journey with us.

The Kountze brothers envisioned that their bank would succeed and have a positive impact on the communities they served. We continue to harbor big dreams for the future of the communities we serve, just like Herman and Augustus did.

Frontier Park

Proud to Win. Proud to Serve.

To all of our customers, thank you for naming us one of the best. It's an honor to be recognized for our dedication, integrity and service by the communities we call home. For all the milestones on your financial journey, we look forward to serving you with the same high-level of dedication and excellence you've come to expect from the great big, small bank.

Explore our site for exceptional offerings to help you earn more and save more, so you can do more.

Our History

For more than 165 years, FNBO has maintained its commitment to helping to build strong communities.

Our Leadership

Doing what's right for our customers is our promise. Get to know the team that's here to serve you.

Our Commitment to Support Local

Bank, shop and give locally. What it truly means to us to support our local communities.

States with FNBO Branch Location

FNBO serves communities in Colorado, Illinois, Iowa, Kansas, Nebraska, South Dakota, Texas, and Wyoming. Visit a branch today.

Accessibility Notice

FNBO is committed to facilitating the accessibility of its Sites for all people with disabilities. Our accessibility efforts are based on the Web Content Accessibility Guidelines (WCAG) of the World Wide Web Consortium (W3C). Our efforts are ongoing and we welcome your feedback. Any comments and concerns should be sent to or 855-489-6166.

Hearing Impaired: We accept calls made through relay services (dial 711)