FDIC-Insured - Backed by the full faith and credit of the U.S. Government
One Bank for Your Business.
Commercial Banking in Kansas City for Growing Businesses.
From established enterprises to fast‑growing companies, FNBO provides the scale, stability, and local expertise Kansas City businesses need.
Commercial Banking Services Built for Growth.
FNBO combines national-scale strength with local decision-making to help businesses grow with confidence. Backed by nearly 170 years of experience, we provide commercial banking, treasury management, and financing solutions tailored to your goals.
Why businesses choose FNBO:
- Commercial lending and flexible financing solutions
- Treasury management tools that improve cash flow and liquidity
- Local relationship bankers who understand your market
- Secure digital banking, payments, and account management
- Strategic guidance backed by nearly 170 years of experience
Talk to a commercial banker (use lead form from header) to explore solutions that fit your operations, cash flow needs, and growth plans.
We're Growing in Kansas and Missouri!
FNBO is proud to be growing in the Kansas City area, with recent acquisitions of Blue Ridge Bank and Trust Co. and Country Club Bank.
"We’re excited to strengthen our presence in Kansas City, and we’re looking forward to what we can build together," said Joe Close, Regional Leader for FNBO in Kansas City.
FNBO is pleased to be able to offer customers is the KC metro commercial banking services with dedicated regional teams and knowledge. "We have enjoyed expanding our presence and becoming more invested in the Kansas City metro area," said Clark Lauritzen, Chairman and President of FNBO. "We’ve built strong momentum here, and this is the next step of that journey. It strengthens our ability to serve customers and become more deeply connected in the community."
Customers of FNBO
- Environmental Works
- McAnany Construction
- TruckMovers
Environmental Works
When Jamie Sivils took the helm of Environmental Works in 2013, he brought a background in commercial construction, real estate development and law, along with a vision for solving complex environmental problems.
With less than 100 employees at the time and a reputation for tackling challenging problems with superb service, he knew the potential for growth was there.
Since then, hard work has led to 11 offices throughout the Midwest and Southwest and more than 370 employees. Good people, environmental expertise, logistics proficiency and capital from a strong banking partner keep operations smooth and well-funded.
McAnany Contruction
Ben McAnany, a third-generation co-owner along with his cousin Eric Vossman, began his leadership journey only 10 years ago, but the company has been paving and maintaining roads and parking lots across the Kansas City metro area since its founding in 1954.
Over the decades, McAnany Construction has not only survived but thrived, weathering business transitions and economic fluctuations.
With a constant need for new equipment and supplies, a strong banking partnership has ensured capital availability through various stages of growth and transformation.
TruckMovers
Since 1983, Independence, Missouri-based TruckMovers has been on a mission to become the truck driveaway industry gold standard for the transportation of new and used trucks for dealers and manufacturers across North America.
President Andy Glass says a commitment to systems and technology early on gave TruckMovers a competitive advantage that leads to big clients and big contracts.
Working with large companies creates large receivables that take time to be processed and paid. For working capital to make payroll, pay fuel bills, purchase new equipment and fund general expenses, TruckMovers relies on revolving credit lines and term loans from its bank.
About FNBO - Award-winning. Customer-focused. Local.
FNBO (First National Bank of Omaha), a subsidiary of First National of Nebraska, Inc. (FNNI), is one of the largest privately held banks in the U.S. and has been in business for nearly 170 years. FNNI and its affiliates have $35 billion in assets and more than 4,500 employees. Founded in 1857, FNBO is rooted in six generations of family leadership. Today we operate as a full-service commercial bank across 9 states and throughout the Greater Kansas City area, combining local decision-making with long-term stability.
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At FNBO, you don’t have to choose between the capabilities of a big bank or the individual attention of a small one. Whether it’s personal or business, get the tools, products and care that make banking easier and more human.
Award-winning, people-focused, local and here to help, our commercial bankers serve businesses throughout the Greater Kansas City area, including Kansas and Missouri. Discover why we're considered one of the best banks in Kansas City. Visit us today.
Comprehensive Commercial Banking Solutions
- Flexible Financing Options
- Treasury Management & Payments
- Core Deposits & Business Banking
- International Banking
Flexible Financing Options
- Lines of credit: Revolving capital for seasonal needs, inventory, and receivables, structured to match your cash conversion cycle.
- erm loans: Funding for long-term initiatives such as expansion, acquisitions, or technology upgrades with predictable amortization and competitive terms.
- Commercial real estate lending: Construction, acquisition, and refinancing options, including a commercial real estate loan tailored to project timelines and market conditions.
- Equipment financing: Preserve liquidity while acquiring or upgrading equipment through loans or leases matched to asset life and usage.
Treasury Management & Payments
A suite of digital banking tools that help businesses control cash flow, streamline payments and reduce risk. Services include
- ACH and wire services
- Payables and receivables management
- Commercial credit cards
- Merchant Services
- International banking
- Deposits and insured cash sweeps
- Information reporting
- Fraud prevention solutions designed to improve efficiency and visibility.
Core Deposits & Business Banking
Whether you’re looking to open an operating account for daily expenses, grow your cash with competitive interest rates or insure deposits, contact your FNBO banking partner to find the solution best for your business.
International Banking
When your business is ready to import or export to new markets, or if you’re currently doing business internationally, go global with FNBO at your side. Our international banking advisors have expertise on issues such as moving funds in and out of the country, managing foreign currency risk and tools such as letters of credit and technology solutions to reduce your payment risks. Specialized services include:
- Multicurrency Accounts
- Forward Contracts
- Letters of Credit
- Documentary collection
- Foreign Exchange
- Cross Border Payments
Industry-Specific Solutions
Cash Flow and Liquidity Management: Building Financial Resilience for Growth
Kansas City Commercial Banking Leadership Team
Joe Close | Regional President, Community Banking
Kansas City, MO
"Banks like ours that operate within our communities understand the businesses, neighborhoods and industries. That familiarity allows us to work closely with clients to anticipate needs and provide tailored financial solutions that fit each business best."
Brian Hoban | Managing Director, Community Banking
Kansas City, MO
“Effective banking starts with partnership. At FNBO, we work to understand our customers’ businesses and ambitions so we can provide meaningful guidance and support. Our involvement in the community strengthens that partnership, allowing us to better serve our clients while contributing to the long-term vitality of the regions we serve.”
- Joe Close
- Brian Hoban
Insights for Businesses Navigating Change
An unwavering focus on building strong communities.
A strong community is built by belief. Belief in the place and the people. Belief in staying and investing while others come and go. Believing from the start.
FNBO employees participated in over 3,100 volunteer service hours to make an impact on the Kansas City metro area in 2025.
Find out what we do to build strong communities right here at home and across the Midwest.
Wealth & Institutional Solutions.
Experience comprehensive wealth solutions from FNBO Wealth's Omaha team, spanning investments, planning, private banking, trust and estate services, and institutional management. Our dedicated professionals deliver personalized strategies to build, preserve, and transition your wealth with confidence.
Looking for Personal Banking?
FNBO Personal Banking offers a full suite of checking, savings, mortgage, and digital banking solutions designed to support your everyday financial needs. Whether you’re building savings or planning for the future, FNBO provides the tools and guidance to help you bank with confidence.
Frequently Asked Questions (FAQs)
FNBO offers commercial banking services in Kansas City, including business checking, treasury management, commercial lending, equipment financing, and commercial real estate loans.
Kansas City businesses work with FNBO to structure financial solutions that support daily operations, long‑term growth, and cash flow management.
Yes, FNBO provides commercial banking services in Kansas City.
We have more 13 branches serving the the following communities.
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Yes, FNBO provides commercial banking services throughout Kansas City.
This includes the Greater Kansas City area, including Kansas and Missouri.
FNBO’s commercial bankers serving Kansas City are locally based.
Having local bankers allows FNBO to provide faster response times and insights specific to Kansas City's business and economic environment.
FNBO works with a wide range of Kansas City businesses, from small and mid‑sized companies to larger public and privately held organizations.
This includes professional services firms, non-profits, manufacturers, agribusinesses,wholesale and distributors, construction, private equity firms, commercial real estate investors, and family‑owned businesses.
Yes, FNBO offers commercial lending solutions for Kansas City area businesses.
Loan options may include lines of credit, term loans, owner‑occupied and investor commercial real estate financing, and equipment financing, based on business needs and qualifications.
Yes, FNBO helps Kansas City businesses manage cash flow through treasury management solutions.
Services may include digital banking tools, ACH and wire services, receivables management, commercial credit cards, international banking, deposits and insured cash sweeps, and fraud prevention solutions designed to improve efficiency and visibility.
FNBO supports Kansas City businesses by aligning financial solutions with their stage of growth and long‑term goals.
Commercial bankers take a relationship‑driven approach, adapting banking strategies as businesses expand or adjust operations.
Yes, FNBO can support businesses that expand beyond Kansas and Missouri into other markets.
FNBO combines strong Kansas City roots with a broader multi‑state footprint to help businesses scale beyond state lines.
You can contact FNBO’s Kansas City commercial banking team directly to discuss your business needs.
An FNBO commercial banker will review your goals and recommend appropriate services and solutions. You can visit https://www.fnbo.com/commercial-banking/commercial-bankers to contact any Kansas City based banker.
Businesses choose FNBO for commercial banking in Kansas City because of local decision‑making, relationship‑focused service, and long‑standing financial strength.
As a bank with deep roots in Kansas City, FNBO partners with businesses to deliver thoughtful, customized banking solutions.
GoBankingRate. (2026, June 4) Best checking accounts of 2026.
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Nearly 170 years of putting customers first.
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Legal Information
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© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.
NMLS 412727
Cards are issued by FNBO (First National Bank of Omaha), pursuant to a license from Visa® U.S.A., Inc. Visa® is a registered trademark of Visa® International Service Association and used under license.
Only deposit products are FDIC insured.
Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.