FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Local bankers. Local decisions. Scalable commercial banking solutions for Omaha businesses navigating growth or change.
One Bank for Your Business - Right Here in Omaha.
Sophisticated services for your success
- Flexible lending, deposit, investment and treasury solutions
- Scalable support for businesses expanding operations or modernizing payments
- Guidance designed to support businesses from startup and growth to transition and succession
- Long‑term relationships, not short‑term transactions
- Dedicated Omaha commercial bankers with decision-making authority and local teams including credit, commercial payments, wealth management, and institutional investments.
Customers of FNBO
- Elkhorn Valley Trucking
- Children's Nebraska
- Omaha Performing Arts
- Bianchi Candle Co
- Habitat for Humanity
- Tenaska
Elkhorn Valley Trucking
"The great big, small bank is handling your needs, and [you] still have an association with someone, and we have that."
Children's Nebraska
"I will never forget talking to you and the first questions you asked me were how my team was doing. How are the people doing at Children's Nebraska? There's a lot going on in healthcare. You understood who we were and the people first part of how we invested in our organization, and you were doing that at FNBO, and I thought, your insight and thought about how people matter is, is, who we are, right? It's it's what propels businesses and that was super important to me to see your lens of how you led. And that's much more important to me than what people do for their job is who are they? How do they lead? And that was, for me, very inspiring of, you know, these are the kind, this, he's the kind of person I want leading our organization and helping us govern children's Nebraska. So that was really powerful."
Omaha Performing Arts
"FNBO has been behind the scenes, have been wonderful, not just sponsors, but philanthropists with all of it. And that's what makes a difference. You invested in downtown with the Tower. It led all of this effort, and now look what we have downtown with the new Leahy Mall, and now our four venues."
Bianchi Candle Co.
“FNBO has been a great partner for our family in many ways, which for me started off as a savings account as a child to my first checking account to my first business account, credit card and credit line,” said Nic Bianchi, Nic Bianchi, founder and owner of Bianchi Candle Co. “I wanted a bank who would partner with me during each stage of life. FNBO is it.”
Habitat for Humanity
"The price of houses has doubled in the last 5 years. But for those who don't own a home and wish for that first chance at homeownership, it really can feel daunting and can feel out of reach. That's one of the reasons we absolutely love partnering with you, FNBO, is because you understand the value of homeownership."
Tenaska
"We've had a great relationship with First National over 35 solid years. Never been a time when we weren’t a customer. Never been a time when we weren’t happy with the relationship. They want to serve their customers. They’re dedicated to do so. They’ve got a culture that’s geared toward that kind of a value system, both at a company level and at an employee level. A century worth of service has been critical to the development of the economic success of Nebraska in dozens, hundreds, thousands of ways."
About FNBO - Award-winning. Customer-focused. Local.
FNBO (First National Bank of Omaha), a subsidiary of First National of Nebraska, Inc. (FNNI), is one of the largest privately held banks in the U.S. and has been in business for nearly 170 years. FNNI and its affiliates have $35 billion in assets and more than 4,500 employees. Founded in 1857, FNBO is rooted in six generations of family leadership. Today we operate as a full-service commercial bank in Omaha, combining local decision-making with long-term stability.
Locations in Omaha.
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At FNBO, you don’t have to choose between the capabilities of a big bank or the individual attention of a small one. Whether it’s personal or business, get the tools, products and care that make banking easier and more human.
Award-winning, people-focused, local and here to help, our commercial bankers serve businesses throughout the Omaha and the surrounding communities. Discover why we're considered one of the best banks in Nebraska. Visit us today.
Commercial Banking Solutions That Move Omaha Businesses Forward
- Commercial Lending & Lines of Credit
- Treasury Management & Payments
- Core Deposits & Business Banking
- International Banking
- Agribusiness
Commercial Lending & Lines of Credit
Flexible financing solutions designed to support growth, manage cash flow and fund strategic initiatives. Options include term loans, equipment financing and revolving lines of credit, tailored to help businesses invest confidently while maintaining liquidity and long‑term financial stability.
Treasury Management & Payments
A suite of digital banking tools that help businesses control cash flow, streamline payments and reduce risk. Services include
- ACH and wire services
- Payables and receivables management
- Commercial credit cards
- Merchant Services
- International banking
- Deposits and insured cash sweeps
- Information reporting
- Fraud prevention solutions designed to improve efficiency and visibility.
Core Deposits & Business Banking
Whether you’re looking to open an operating account for daily expenses, grow your cash with competitive interest rates or insure deposits, contact your FNBO banking partner to find the solution best for your business.
International Banking
When your business is ready to import or export to new markets, or if you’re currently doing business internationally, go global with FNBO at your side. Our international banking advisors have expertise on issues such as moving funds in and out of the country, managing foreign currency risk and tools such as letters of credit and technology solutions to reduce your payment risks. Specialized services include:
- Multicurrency Accounts
- Forward Contracts
- Letters of Credit
- Documentary collection
- Foreign Exchange
- Cross Border Payments
Agribusiness
FNBO’s agriculture loans are built for the realities of today’s farming and agribusiness operations, offering flexible lines of credit and term financing to support cash flow, seasonal needs, equipment, livestock, and land investments. Local decision‑making and deep industry expertise help producers act quickly and plan confidently for long‑term success.
Specialized Services
The Fraud Risk Many Business Owners Underestimate
It starts with an email or phone call from someone who sounds exactly like a person you trust, like a CFO approving a wire or a vendor updating banking details. The request feels routine, even urgent. An employee sends the payment. By the time anyone questions it, the money is gone.
This is Business Email Compromise, and it's growing. The FBI reported $2.77 billion in BEC losses in 2024 alone.
Many business owners also assume commercial accounts carry the same protections as personal ones, but they don't. Businesses are expected to maintain strong internal controls and identify unauthorized activity quickly.
The good news: practical steps make a real difference. A commercial banker can help businesses evaluate payment controls, establish effective approval processes and identify vulnerabilities before criminals do.
Prevention is the only reliable defense. Once money leaves the account, recovery is uncertain and time is not on your side.
For five practical steps your business can take to help reduce fraud risk, read the full article.
Omaha Commercial Banking Leadership Team
John Grose | Regional Vice President, Community Banking
Omaha, NE
“In Omaha, commercial banking isn’t just about financial services—it’s about relationships. We partner with businesses across industries to provide the guidance and solutions that help drive long-term growth and strengthen the local economy."
Barry Benson | Sr. Vice President, Agribusiness Banking
Omaha, NE
“At FNBO, we understand that agriculture is more than a business. It is generational, deeply personal and central to the communities we serve. Our approach is rooted in long-term relationships, thoughtful credit solutions and proactive financial guidance tailored to each operation’s unique needs. Ag isn’t just what we do, it’s who we are. It’s in our DNA.”
Kevin Thompson | Sr. Vice President, Corporate and Specialty Banking
Omaha, NE
“Serving large businesses means bringing the right people and the right expertise together. Our team collaborates across specialties to provide solutions that help clients move forward with confidence.”
Nathan McKown | Director, Community Banking
Omaha, NE
“Commercial banking is built on trust and a deep understanding of our clients’ needs. Our role is to bring expertise and collaboration together to help businesses reach what matters most to them.”
- John Grose
- Barry Benson
- Kevin Thompson
- Nathan McKown
Insights for Businesses Navigating Change
An unwavering focus on building strong communities.
A strong community is built by belief. Belief in the place and the people. Belief in staying and investing while others come and go. Believing from the start. Find out what we do to build strong communities right here at home and across the Midwest.
Pictured: Sara G., FNBO employee
Wealth & Institutional Solutions.
Experience comprehensive wealth solutions from FNBO Wealth's Omaha team, spanning investments, planning, private banking, trust and estate services, and institutional management. Our dedicated professionals deliver personalized strategies to build, preserve, and transition your wealth with confidence.
Looking for Personal Banking?
FNBO Personal Banking offers a full suite of checking, savings, mortgage, and digital banking solutions designed to support your everyday financial needs. Whether you’re building savings or planning for the future, FNBO provides the tools and guidance to help you bank with confidence.
Frequently Asked Questions (FAQs)
FNBO offers commercial banking services in Omaha, including business checking, treasury management, commercial lending, equipment financing, and commercial real estate loans.
Omaha businesses work with FNBO to structure financial solutions that support daily operations, long‑term growth, and cash flow management.
Yes, FNBO provides commercial banking services in Omaha and the surrounding communities.
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Yes, FNBO provides commercial banking services throughout Nebraska.
This includes Omaha, Lincoln, Grand Island, Kearney, Fremont, and other communities across the state.
FNBO has commercial bankers at the FNBO Business Park on 140th and Dodge and downtown at the First National Tower.
Having local bankers allows FNBO to provide faster response times and insights specific to Omaha's business and economic environment.
FNBO works with a wide range of Omaha businesses, from small and mid‑sized companies to larger public and privately held organizations.
This includes professional services firms, non-profits, manufacturers, agribusinesses,wholesale and distributors, construction, private equity firms, commercial real estate investors, and family‑owned businesses.
Yes, FNBO offers commercial lending solutions for Omaha businesses.
Loan options may include lines of credit, term loans, owner‑occupied and investor commercial real estate financing, and equipment financing, based on business needs and qualifications.
Yes, FNBO helps Omaha businesses manage cash flow through treasury management solutions.
Services may include digital banking tools, ACH and wire services, receivables management, commercial credit cards, international banking, deposits and insured cash sweeps, and fraud prevention solutions designed to improve efficiency and visibility.
FNBO supports Omaha businesses by aligning financial solutions with their stage of growth and long‑term goals.
Commercial bankers take a relationship‑driven approach, adapting banking strategies as businesses expand or adjust operations.
Yes, FNBO can support Nebraska‑based businesses that operate across multiple states.
FNBO combines strong Nebraska roots with a broader multi‑state footprint to help businesses scale beyond state lines.
You can contact FNBO’s Omaha and Nebraska commercial banking team directly to discuss your business needs.
An FNBO commercial banker will review your goals and recommend appropriate services and solutions. You can visit https://www.fnbo.com/commercial-banking/commercial-bankers to contact any Omaha or Nebraska based banker.
Businesses choose FNBO for commercial banking in Omaha and Nebraska because of local decision‑making, relationship‑focused service, and long‑standing financial strength.
As a bank with deep roots in Nebraska, FNBO partners with businesses to deliver thoughtful, customized banking solutions.
GoBankingRate. (2026, June 4) Best checking accounts of 2026.
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Nearly 170 years of putting customers first.
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Legal Information
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© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.
NMLS 412727
Cards are issued by FNBO (First National Bank of Omaha), pursuant to a license from Visa® U.S.A., Inc. Visa® is a registered trademark of Visa® International Service Association and used under license.
Only deposit products are FDIC insured.
Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.