Jacob Lombardelli is a Sr. Advisor of Community Banking at FNBO, specializing in building strategic financial partnerships with business owners to help them grow, operate, and succeed. Jacob works with businesses to provide access to capital, manage cash flow, support expansion, and protect against risk and fraud — all through a single, trusted relationship. Rather than juggling multiple providers, his clients benefit from a dedicated advisor who knows their business deeply and acts as a true financial partner. Jacob brings expertise in lending, account management, and fraud prevention tools, helping business owners make confident financial decisions at every stage of their journey.

Credentials

Jacob brings four years of progressive banking experience to his role at FNBO. He began his career as a Personal Banker, where he developed a strong foundation in bank operations and systems while serving clients from a wide range of backgrounds — giving him a firsthand appreciation for the diversity of banking needs. He then advanced to the Small Business Team as a Senior Advisor, where he deepened his expertise in business-specific products and services, serving as both a loan officer and account manager. In that capacity, he advised business owners across multiple states, delivering value through tailored lending solutions and operational guidance. Jacob holds both a Master of Business Administration (MBA) and a Bachelor of Science in Business Administration from Colorado State University – Pueblo, which he earned in five years through the university's accelerated 3+2 program while competing as a student athlete. He is an active member of the Fort Collins Area Chamber of Commerce and Locker Room 2 Board Room.

Passions

Jacob is committed to giving back to the communities he serves. He serves on the Board of Directors for Meals on Wheels of Fort Collins, supporting the organization's mission to provide nutritious meals and connection to seniors and individuals in need. He also volunteers with the Larimer County Food Bank and United Way, contributing to initiatives that strengthen the well-being of families and individuals across the region. Outside of work, Jacob is an avid golfer who loves spending time outdoors with the people closest to him. He and his fiancée enjoy taking their dogs on long evening walks and staying physically active together. Jacob also has a passion for travel, embracing the opportunity to explore new destinations and experience the cultures of different places around the world.