Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Mireya Luna
Mireya Luna
About:
I’m committed to make the dream of homeownership meaningful and enjoyable for each of my customers. What I enjoy about being a mortgage loan officer is guiding my customers every step of the way from pre-application through closing and celebrating with them the purchase of their new home.
Experience:
I have been in the mortgage industry since 2017
Interesting Fact:
One of my hobbies is to brew kombucha. Many of my friends and families might call it an obsession, but I simply enjoy experimenting with different flavors and sharing this health elixir with anyone that is willing to try it.
Passion:
I’m passionate about helping people and help strengthen my community where I live, work and play. I have worked and lived in the east side of Aurora, IL for almost 20 years. When I’m not helping someone with their mortgage process or giving a presentation on “Understanding Credit” you will find me at a community group meeting, either planning the next parade, neighborhood clean up or fundraiser for a local nonprofit. I’m part of several community organizations and groups.
We'll Guide You Home
Lock & Shop Rate Security
Mortgage Options
Down Payment Options as Low as 3-5%.
Competitive Rates
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
Contact Us
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Important Information
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.