Personal Mobile Banking FAQs

With the mobile app you can check account balances, view transaction history, transfer funds between accounts, pay bills and even deposit checks using the camera on your phone. You can also find the nearest branch or ATM and easily find contact information if you need to call us.

Our mobile security uses the same high standards we use in our online banking. It is designed to provide for a secure exchange of information with our customers. We utilize multiple security protocols such as firewalls, data encryption and customer authentication techniques. Account information is never stored on your phone.

For the most part, you can do the same functions on your mobile device as you can on your computer. The mobile app is simply optimized for your mobile device so it is easier to use.

Try searching FNBO to ensure you're downloading the correct app.

If you are enrolled in online banking you will use the same user ID and password that you use to log-into your computer. Not enrolled in online banking? Just select Enroll when you launch your mobile device to set up online banking.

No problem – just download the app again from the app store and log-in with your online banking User ID and password. Our mobile app does not store any personal information on your phone, so you won’t have to worry about losing information or transferring it to a new phone.

Our app is free! Data charges from your mobile carrier may apply.

iPhone®, iPad®, and AndroidTM Phones and Tablets

Yes, you can conveniently set up and manage bill pay right from your mobile device.

a. You must have an eligible checking or savings account.
b. You are limited to $40,000 or 10 items, per day.
c. Don't forget to endorse your check.
d. Please unfold and flatten your check and place in a well-lit area with a solid background when taking your photo. Make sure you can see all corners of the check and try to avoid shadows.

No, depositing a check using our mobile apps is free!

Click here to view our Mobile Remote Deposit Terms & Conditions

Keep your check in a safe place for 14 days, in case it is needed for verification. Please check your account history to verify your deposit has been credited. It's also a good idea to write "Already Deposited" on the front of your check so it's not accidentally deposited again.