Our branches will be closed on Monday, November 11, in observance of Veterans Day.

Consumer Accounts

  • To the extent you have obtained a financial product or service from fnbo, or one of its affiliates noted below, that is used primarily for personal, family or household purposes, please refer to the supplemental privacy statement found below with respect to how fnbo will use and share your personal information collected in connection with such financial product or service.
  • Consumer Retail Accounts, such as:
    • Consumer Deposit
    • Consumer Mortgage
    • Consumer Lending (e.g. auto loans, home equity loans, home equity lines of credit)
    • Unsecured Consumer Lending (through Upstart®)
    • Consumer Investment Management
    • Western States Bank Accounts
  • Other Consumer Credit Card or Lending Accounts, such as:
    • Consumer Credit Card Accounts (e.g. VISA® or Mastercard® accounts)
    • Private Label Accounts
    • Unsecured Consumer Lending Accounts (not through Upstart®), such as:
      • First Solution® Loans
      • NEA® Personal Loans
      • Slice® by FNBO
      • Buy Now Pay Later
      • AmeriFirst
  • First National Advisers, LLC 
  • FNN Trust Company, LLC 
  • MilliTM