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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Jennifer is Managing Director of Trust Services at FNBO Wealth. Among her specialties are legal document review and research, risk analysis regarding fiduciaries, estate and financial planning, trust taxation and trust administration. She oversees the Trust Administration Team, Trust Client Associate Team, Middle Office and the Trust Tax Specialists. She also serves as a member of various executive trust committees.

CREDENTIALS

Jennifer brings nearly 25 years of experience in banking to her role, including Founders Bank of Arizona and Northern Trust Bank, N.A. (both in Arizona) and Bank of America and National Advisors Trust Company in Kansas City.

Jennifer joined FNBO Wealth in 2025 as part of the Country Club Trust Company acquisition, where she served as SVP, Director of Trust Administration.

She earned a bachelor's degree in psychology from Missouri State University, a Juris Doctor from the University of San Diego School of Law, and an LLM in Taxation from the University of Houston Law Center. She also completed Cannon Trust I, II and III at the Cannon Financial Institute Trust School and is a member of the Arizona State Bar.

PASSIONS

Jennifer is deeply committed to giving back to the communities where she has lived, having served with Lead to Read, CFNEK CE Planning Committee, CASA Volunteers of Johnson & Wyandotte Counties, the Literacy Council of Fort Bend County and as Vice-Chair of the Scottsdale Endowment Board. She also served as PTO Treasurer at Blue River Elementary School.

"FNBO Wealth" is a brand name that refers to First National Bank of Omaha ("FNBO") and certain of its affiliates and subsidiaries that provide or make available trust, investment, securities brokerage, investment advisory, banking, and related services.

Trust and related services are provided by FNBO, a national bank with trust powers.

Certain trust and related services are also provided by FNN Trust Company, a South Dakota state-chartered trust company and wholly-owned subsidiary of FNBO. FNN Trust Company does not offer depository, lending, or other banking products, and is not FDIC insured.

"First Investments & Planning" refers to a division of FNBO that makes available third-party brokerage and investment advisory products and related services on bank premises. Brokerage services are offered through Raymond James Financial Services, Inc. ("RJFS"), a registered broker-dealer. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. ("RJFSA"), a registered investment adviser. Insurance products are offered through RJFS, Raymond James Insurance Group, Inc. ("RJIG"), and their affiliates. Registered representatives of RJFS and investment adviser representatives of RJFSA offer products and services using the name First Investments & Planning and may also be employees of FNBO. These products and services are being offered through RJFS, RJFSA, RJIG, or their affiliates, which are separate entities from, and not affiliated with, FNBO or any of its subsidiaries or affiliates. FNBO is not registered as a broker-dealer or investment adviser.

Certain investment advisory services are provided by First National Advisers, LLC (FNA), doing business as Private Wealth Reserve, an SEC-registered investment adviser and wholly-owned subsidiary of FNBO and affiliate of FNN Trust Company. Neither FNBO nor FNN Trust Company are registered investment advisers.

Deposit products, such as checking, savings, and money market accounts, and lending, credit, and related products are offered by FNBO. Member FDIC. Equal Housing Lender.

INVESTMENT AND INSURANCE PRODUCTS ARE:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FNBO OR ANY OF ITS SUBSIDIARIES OR AFFILIATES • MAY LOSE VALUE

FNBO, its affiliates, and subsidiaries do not provide legal or tax advice.

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FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

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Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.