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Dean is Director of Trust Services at FNBO Wealth. He brings a rare combination of legal acumen and hands-on trust expertise to his work, guiding clients through complex fiduciary matters including qualified retirement plan administration, special needs trusts and closely held business administration. With more than 30 years in trust services, Dean is a trusted resource for clients, colleagues and professional advisors navigating intricate legal and fiduciary challenges.

CREDENTIALS

Before joining FNBO Wealth as part of the Country Club Trust Company acquisition, Dean served as Executive Vice President and Trust Counsel at Country Club Trust Company, where he managed client relationships and oversaw complex legal and fiduciary matters across trust administration.

Dean joined the organization in 1994 and has built a distinguished career in trust services ever since.

Prior to his trust career, he practiced law with the Kansas City firms of Armstrong, Teasdale, Schlafley & Davis and Burnstein & Beck, P.C., focusing on estate planning, corporate tax planning, qualified retirement plans, individual income tax and charitable tax planning.

Dean earned his Juris Doctor from the University of Alabama in Tuscaloosa and a bachelor's degree in Business Administration from the University of Missouri–Columbia. He is a member of the Missouri Bar Association.

PASSIONS

In his time away from work, Dean loves traveling to spend time with his four children and their families, including his 10 grandchildren. He is also active in serving with his church.

"FNBO Wealth" is a brand name that refers to First National Bank of Omaha ("FNBO") and certain of its affiliates and subsidiaries that provide or make available trust, investment, securities brokerage, investment advisory, banking, and related services.

Trust and related services are provided by FNBO, a national bank with trust powers.

Certain trust and related services are also provided by FNN Trust Company, a South Dakota state-chartered trust company and wholly-owned subsidiary of FNBO. FNN Trust Company does not offer depository, lending, or other banking products, and is not FDIC insured.

"First Investments & Planning" refers to a division of FNBO that makes available third-party brokerage and investment advisory products and related services on bank premises. Brokerage services are offered through Raymond James Financial Services, Inc. ("RJFS"), a registered broker-dealer. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. ("RJFSA"), a registered investment adviser. Insurance products are offered through RJFS, Raymond James Insurance Group, Inc. ("RJIG"), and their affiliates. Registered representatives of RJFS and investment adviser representatives of RJFSA offer products and services using the name First Investments & Planning and may also be employees of FNBO. These products and services are being offered through RJFS, RJFSA, RJIG, or their affiliates, which are separate entities from, and not affiliated with, FNBO or any of its subsidiaries or affiliates. FNBO is not registered as a broker-dealer or investment adviser.

Certain investment advisory services are provided by First National Advisers, LLC (FNA), doing business as Private Wealth Reserve, an SEC-registered investment adviser and wholly-owned subsidiary of FNBO and affiliate of FNN Trust Company. Neither FNBO nor FNN Trust Company are registered investment advisers.

Deposit products, such as checking, savings, and money market accounts, and lending, credit, and related products are offered by FNBO. Member FDIC. Equal Housing Lender.

INVESTMENT AND INSURANCE PRODUCTS ARE:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FNBO OR ANY OF ITS SUBSIDIARIES OR AFFILIATES • MAY LOSE VALUE

FNBO, its affiliates, and subsidiaries do not provide legal or tax advice.

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FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

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Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

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