Banking Products

Banking for your everyday, rainy days and somedays.

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Personal Banking Solutions

Whatever stage of life, we have an account to fit your needs.

Checking Accounts

Simplicity, mobile access, freedom from hidden fees and a little forgiveness for being human-it's the kind of checking that makes life easy.
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Savings Account

It's your time to shine. Save More. Do More.
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Credit Cards

Find the credit card that's right for you.
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CDs

Choose from different rates and terms based on your own goals.
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IRAs

Put retirement in your own hands. Invest in a Traditional IRA or Roth IRA and give yourself a sense of security while you plan for a post-work life.
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Money Market

Let your savings do more.
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FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

NMLS 412727

Only deposit products are FDIC insured.

Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE

Personal Banking Solutions

Whatever stage of life, we have an account to fit your needs.

Checking Accounts

Savings Account

Credit Cards

CDs

IRAs

Money Market

More than 165 years of putting customers first.

Products

Company

Legal Information