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First National Bank Credit Cards

Find the credit card that's right for you.

Whether you want cash back or a great rate.

See the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Additional Features4

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.

FICO® Score

View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.

Visa Zero Liability5

Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.

Chip Cards

All cards are chip-enhanced cards that contain encrypted cardmember information within the chip. This provides for better security and protection against fraud.

Our credit card calculators can help.

Compare two credit card options, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.

Green calculator

Important Information

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms link for the rewards product listed above, for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

3 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

4 Complete program details Including restrictions, limitations, and exclusions will be available when you become a Cardmember.

5 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

FICO and "The score lenders use" are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.

Cards are issued by First National Bank of Omaha pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association and used under license.