FDIC-Insured - Backed by the full faith and credit of the U.S. Government
One Bank for Your Business.
Local banking and lending to help Colorado businesses thrive.
Local bankers. Local decisions. Scalable commercial banking solutions for Colorado businesses navigating growth or change.
Local Banking for What’s Next in Colorado
Sophisticated services for your success
- Flexible lending, deposit, investment and treasury solutions
- Scalable support for businesses expanding operations or modernizing payments
- Guidance designed to support businesses from startup and growth to transition and succession
- Long‑term relationships, not short‑term transactions
- Dedicated Colorado commercial bankers with decision-making authority and local teams including credit, commercial payments, wealth management, and institutional investments.
Customers of FNBO
- Houska Automotive
- Arapahoe Rental
- Family Pet Hospital
- Petra Custom Builders
- DTJ Design
Houska Automotive
Houska Automotive in Fort Collins, Colorado, was founded by Charles Houska in 1952. Now in its third generation of family operation, ithas become one of the largest facilities in northern Colorado to service both regular and heavy-duty vehicles. The Houskas credit their hometown community of Fort Collins with much of their success.
Arapahoe Rental
Andy Stewart and his siblings took ownership of Arapahoe Rental together in 2013, becoming the next generation in their family’s long line of business owners and entrepreneurs. Although the company, which specializes in equipment and party rentals, has nine locations across the state of Colorado, the customer experience has always remained the top priority.
Family Pet Hospital
Dr. Molly Abernathy always loved animals, but she didn’t see herself owning a veterinary practice. However, as she began her career, the vision for a practice of her own quickly developed. And with her ambition and the support of her family, husband and children, Abernathy was able to open Family Pet Hospital in Longmont, Colorado, in the spring of 2015. Since then, the facility has nearly doubled in size.
Petra Custom Builders
Jimmy Moore began taking on extra projects while working for a large commercial contractor. One side job led to another until it became clear around 2009 that it was time to start his own business — one that stood out. The result is Petra Custom Builders in Boulder, Colorado. It’s a company built on a culture of integrity and authenticity that leans into the wolf pack mentality of going further together.
DJT DESIGN
What started with three houses in Boulder, Colorado, has grown into a global design firm with projects in more than 40 countries. From destination resorts and ski communities to themed attractions around the world, DTJ DESIGN creates places that reflect the people, culture and landscape around them.
About FNBO - Award-winning. Customer-focused. Local.
FNBO (First National Bank of Omaha), a subsidiary of First National of Nebraska, Inc. (FNNI), is one of the largest privately held banks in the U.S. and has been in business for nearly 170 years. FNNI and its affiliates have $35 billion in assets and more than 4,500 employees. Founded in 1857, FNBO is rooted in six generations of family leadership. Today we operate as a full-service commercial bank in Colorado, combining local decision-making with long-term stability.
Locations in Colorado.
|
|
At FNBO, you don’t have to choose between the capabilities of a big bank or the individual attention of a small one. Whether it’s personal or business, get the tools, products and care that make banking easier and more human.
Award-winning, people-focused, local and here to help, our commercial bankers serve businesses throughout the Colorado Front Range and Wyoming. Discover why we're considered one of the best banks in Colorado. Visit us today.
Commercial Banking Solutions That Move Colorado Businesses Forward
- Commercial Lending & Lines of Credit
- Treasury Management & Payments
- Core Deposits & Business Banking
- International Banking
Commercial Lending & Lines of Credit
Flexible financing solutions designed to support growth, manage cash flow and fund strategic initiatives. Options include term loans, equipment financing and revolving lines of credit, tailored to help businesses invest confidently while maintaining liquidity and long‑term financial stability.
Treasury Management & Payments
A suite of digital banking tools that help businesses control cash flow, streamline payments and reduce risk. Services include
- ACH and wire services
- Payables and receivables management
- Commercial credit cards
- Merchant Services
- International banking
- Deposits and insured cash sweeps
- Information reporting
- Fraud prevention solutions designed to improve efficiency and visibility.
Core Deposits & Business Banking
Whether you’re looking to open an operating account for daily expenses, grow your cash with competitive interest rates or insure deposits, contact your FNBO banking partner to find the solution best for your business.
International Banking
When your business is ready to import or export to new markets, or if you’re currently doing business internationally, go global with FNBO at your side. Our international banking advisors have expertise on issues such as moving funds in and out of the country, managing foreign currency risk and tools such as letters of credit and technology solutions to reduce your payment risks. Specialized services include:
- Multicurrency Accounts
- Forward Contracts
- Letters of Credit
- Documentary collection
- Foreign Exchange
- Cross Border Payments
Specialized Services
Not All Commercial Banking Relationships Are Created Equal: Five Qualities That Matter Most
Colorado Commercial Banking Leadership Team
Gretchen Wahl | Regional Vice President
Loveland, CO
What makes Colorado unique is the strength of its business community. Companies here understand that when we invest in each other, through partnerships, mentorship, and shared opportunity, we elevate the entire ecosystem.
Greg Harrell | Community Manager
Greeley, CO
Businesses are best served by bankers who know their industry and their local market. That combination enables more thoughtful strategies, smarter capital decisions, and long-term success.
John Schwebach | Community Manager
Boulder, CO
At the heart of Colorado’s success is a connected business community. Strong relationships, between businesses, financial partners, and local leaders, create the foundation for sustainable growth and long-term impact.
- Gretchen Wahl
- Greg Harrell
- John Schwebach
Insights for Businesses Navigating Change
An unwavering focus on building strong communities.
A strong community is built by belief. Belief in the place and the people. Belief in staying and investing while others come and go. Believing from the start. Find out what we do to build strong communities right here at home and across the Midwest.
Pictured: Sara G., FNBO employee
Frequently Asked Questions (FAQs)
FNBO offers commercial banking services in Colorado, including business checking, treasury management, commercial lending, equipment financing, and commercial real estate loans.
Colorado businesses work with FNBO to structure financial solutions that support daily operations, long‑term growth, and cash flow management.
Yes, FNBO provides commercial banking services along the front range of Colorado.
We have more than 20 branch locations serving the following communities:
|
|
FNBO’s commercial bankers serving Colorado are locally based.
Having local bankers allows FNBO to provide faster response times and insights specific to Colorado’s business and economic environment. Our commercial banking offices are in Fort Collins, Loveland, Greeley, Boulder, and Longmont, and serve serving all the surrounding front range communities where we also have branches including Wellington, Windsor, Brighton, Johnstown, Erie and Broomfield.
FNBO works with a wide range of Colorado businesses, from small and mid‑sized companies to larger public and privately held organizations.
This includes professional services firms, non-profits, manufacturers, agribusinesses,wholesale and distributors, construction, private equity firms, commercial real estate investors, and family‑owned businesses.
Yes, FNBO offers commercial lending solutions for Colorado businesses.
Loan options may include lines of credit, term loans, owner‑occupied and investor commercial real estate financing, and equipment financing, based on business needs and qualifications.
Yes, FNBO helps Colorado businesses manage cash flow through treasury management solutions.
Services may include digital banking tools, ACH and wire services, receivables management, commercial credit cards, international banking, deposits and insured cash sweeps, and fraud prevention solutions designed to improve efficiency and visibility.
FNBO supports Colorado businesses by aligning financial solutions with their stage of growth and long‑term goals.
Commercial bankers take a relationship‑driven approach, adapting banking strategies as businesses expand or adjust operations.
Yes, FNBO can support businesses that expand beyond Colorado into other markets.
FNBO combines local Colorado banking relationships with a broader multi‑state footprint to serve businesses as they grow regionally or nationally.
You can contact FNBO’s Colorado commercial banking team directly to discuss your business needs.
An FNBO commercial banker will review your goals and recommend appropriate services and solutions. You can visit https://www.fnbo.com/commercial-banking/commercial-bankers to contact any Colorado banker.
Businesses choose FNBO for commercial banking in Colorado because of local decision‑making, relationship‑focused service, and long‑term financial stability.
FNBO partners with Colorado businesses to deliver thoughtful, customized solutions rather than one‑size‑fits‑all banking.
GoBankingRate. (2025, January 2) Best checking accounts of 2025.
-
Nearly 170 years of putting customers first.
-
-
Products
-
-
-
Company
-
-
-
Legal Information
-
© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.
NMLS 412727
Only deposit products are FDIC insured.
Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.